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Part-time and full-time government-funded courses may be free depending on your circumstances.

The below information is for the academic year 2019/20. Information for the 2020/21 academic year will be published before the end of June. In the meantime, the below will give you a good idea of what may be available.

Financial support for things like childcare and transport may also be available through the Learner Support Funds. Please contact Student Services if you have any questions on the below!

Could you study for free?

You may qualify for financial support to cover the cost of a government funded qualification up to and including Level 2, if you:

  • Receive an eligible means-tested benefit e.g. JSA or ESA (WRAG) or Universal Credit
  • Have an annual salary of less than £16,009.50
  • Are aged 16-18 on 31/08/19 and are not studying at another school/college
  • Are aged 19-23 on 31/08/19 and do not already have a Level 1 or 2 qualification
  • Have a household income under £25,000 and are in financial hardship

You may qualify for financial support to cover the cost of a Level 3 qualification if you are aged 19-23 on 31/08/19 and do not already have a Level 3 qualification.

Advanced Learner Loans provide financial support towards tuition costs for learners aged 19+ studying a Level 3 or higher qualification. The loan is similar to those available for Higher Education students; repayments do not start until you have completed the course and are earning at least £25,725. Pensions are not counted as income and repayments automatically stop if, for any reason, your salary drops below £25,725.

There is also financial support available to help with the costs of education. For example, childcare, transport, books, equipment, trips, etc.

19+ Advanced Learner Loan

If you’re planning to study at Level 3 to 6, you can apply for an Advanced Learner Loan to cover the cost of your tuition fees. The loan is easy to apply for, doesn’t involve a credit check, and you don’t have to pay it back until you’ve finished your course and you’re earning over £25,725 a year.

Am I eligible?

To be eligible for an Advanced Learner Loan you need to be:

  • Aged 19 or over on the first day of your course
  • Resident in the UK for three years prior to the start of the course
  • Enrolling on an eligible course at Level 3,4,5 and 6

How much can I access?

The amount you can get depends on your course, the tuition fees and the maximum amounts available for your chosen courses set by the Government. The minimum loan amount is £300, and you don’t have to borrow the full cost of your course - you can pay for some of it yourself.

How do I repay my loan?

Repaying an Advanced Learner Loan is straightforward:

  • Monthly repayments are calculated based on your income, not what you borrow.
  • You’ll only start making repayments when your income is more than £25,725 per year.
  • Your repayments will stop if your income drops below £25,725 a year.
  • Your annual repayment amount will be 9% of any income you earn over £25,725.
  • Monthly repayments are made directly to the Student Loans Company through the tax system.
  • You have the right to make payments or to pay back your loan in full at any time without incurring penalties.
  • Any balances outstanding are written off after 30 years.

How do I apply?

Once you have identified the qualification you wish to do, you’ll need to contact Kendal College's Student Services to apply for the course. We will provide you with a ‘Learning and Funding Information Letter’ that will be required when submitting a loan application.

> Download a copy of our 19+ Advanced Learner Loans Information Booklet (PDF)

Bursary & Learner Support Funds

Degree-level student finance

Government Loans & Grants

Please see the government website for full information on Student Finance.

Generally, you will only get student finance if you’re doing your first degree-level qualification. This is true even if your previous course was self-funded.

Whether you qualify for student finance depends on specific criteria. The main student finance package for full-time students includes a tuition fee loan and maintenance loan and for part-time students a tuition fee loan to pay for your course. Maintenance loans help with living costs. You have to pay back loans when you earn £25,725 or more.

Access to Learning Fund

The Access to Learning Fund is a non-repayable discretionary fund that gives students facing hardship extra financial support to access and remain in higher education.

For more information, please contact Student Services:

T: 01539 814700

Payment options

Payments can be made via cash, cards and cheques (made payable to Kendal College). If the course fees are more than £200 and the course runs for 15 weeks or more, you can pay by instalments. The direct debit forms are below. If your employer is paying, a representative of the company (who has the authority to agree to pay your fees) needs to send a confirmation email to

Fees Policy & forms